Roth/401k portflios

After some thought changed the portfolio to include gold. Hopefully this will provide more diversification. Historically this has been the case. Using IAU to invest. This should be the last change for awhile.

Added a 1/3 position of IAU today at 16.12. Watching SPLV and EFAV as they are closing in on their RSI(14) 30 levels where I will add another 1/6 position to each.

Roth

The portfolio will consist of: VB(14%), SPLV(14), EFAV(9), VWO(9), EEMV(9), VNQ(12), JNK(5), VCLT(5), IAU(9), and cash. Once portfolio  is full will rebalance yearly.


401k - Gain/loss % includes matching funds, so fund performance will look better than actual.

Only non-load offering is RERCX. Will move money market money to RERCX on next below/above 30 rsi weekly.


New correlation matrix with addition of IAU

Matrix is from etfscreen.com