Roth Portfolio holdings info (edited 12/28/12)

Click on the below assets to link to the etf provider info.

VB(14%) - US small cap, 1777 holdings

SPLV(14%) - S&P 500 low volatility, 100 holdings

SCZ(9%) - Developed small cap, 1380 holdings

EFAV(9%) - Developed minimum volatility, 173 holdings

VWO(9%) - Emerging markets, 908 holdings

EEMV(9%) - Emerging markets minimum volatility, 212 holdings

VNQ(12%) - US REITs, 188 holdings

JNK(5%) - US high yield bonds, 325 holdings

VCLT(5%) - US long term corporate bonds, 1180 holdings

IAU(9%) - Gold trust

Cash(5%) - money

Will I be diversified Cramer? Equity wise yes. If I wanted an uncorrelated diverse asset portfolio, no. Right now, treasury bonds, us dollar, and vix are negatively correlated. I can't imagine $1000 invested today in any of these will be more than what I can make in internet checking accounts in 10 years. Either way I see a loss to inflation. I read somewhere recently that treasury bonds are priced at the 98th percentile and stocks at the 68th. So stocks aren't screaming cheap compared to historical valuations, but bonds look mighty expensive. What looks cheap now, uh, maybe the PIGS, Russia, and Austria, but I'm not investing in individual countries with this portfoilio(besides US). Gold is still a possible addition to the portfolio. Added IAU on 12/28/12.

Shown below is a 6 month correlation matrix of the portfolio assets. As can be seen only VCLT shows negative correlation,

Matrix is from etfscreen.com